Use the savings trackers above to create your emergency fund. If your emergency fund is tied up in investments it might not be available if suddenly required. Ideally, you should keep your emergency fund in an easily accessible bank account with an APY of at least 1 percent. If this is out of your reach, aim for a minimum of $1,000 per person. This sum should include rent, groceries, utilities, and all other basic living expenses. Ideally, your emergency fund should cover six months of living expenses. This really depends on your current financial situation. Put the money you save in a piggy bank you cannot open or better yet in a high-yield savings account. It is very important to have an emergency fund to see you through to the next paycheck in case you are hit by an unexpected bill or expense. The idea is to create inspiration to give you the motivation to prevent impulse shopping and save wherever you can. If you are saving to buy a home or new car then put pictures of homes or cars you love. For example, if you are saving for a wedding then put pictures of your dream wedding. If you need extra motivation to save, then try filling out a motivation template or creating a vision board. Put your coins somewhere you won’t be able to get them out. On the site, you will find various money saving challenges to help you save.Įven if you can’t afford to do any of these challenges then start small by saving your loose change. To check how much income you have each month, please see our budget template printables. To check how much you are spending on needs and wants please see our expense trackers. This is, in addition, to your retirement plans. 30% on wants (things that are not essential such as vacations, entertainment, etc), and.50% on needs and obligations (such as rent, food, health care, car, etc).The 50/20/30 budget rule divides up net income (after-tax) and allocated it as follows: Senator Elizabeth Warren called this the 50/30/20 budget rule in her book, “All Your Worth: The Ultimate Lifetime Money Plan”. You can also use most of these for bullet journaling and in other planners like Day Designer, Erin Condren, and others.Some financial experts recommend saving at least 10% of your income each month, whereas others say you should save at least 20% if not more. Find a guide on how to resize printables for the Happy Planner here. You can resize any 8.5″ x 11″ pages below to that size before printing. Note: Happy Planner pages are 7″ x 9.25″ for the classic planner. They are full-page and the package comes with 100 sheets, which is perfect.Īre you ready to take your Happy Planner to the next level? Just click on the links below! You might have to sign up for a few email lists to access these printables, but most of them are direct downloads.Īnd a lot of the emails you sign up for give you complete access to free printable libraries, which is pretty dang cool! You can use regular paper for some, but if you are going to be printing a lot of stickers or other items where you need adhesive on the back, I highly recommend these labels. The collection below includes layouts, cards, stickers, inserts, and more. ( check out all of our exclusive free planner printables here!) Because you can never have enough Happy Planner free printables, right? I’ve pulled together a collection of 50+ that I love and I think you should download as well. I absolutely love buying stickers, accessories, and other goodies for my planner (Michaels always has cute ones) but there are MANY free printables out there for the taking as well. Basically, you just can’t have a Happy Planner without decorating it. You can do this with washi tape, markers, craft supplies, and (of course) printables. My favorite part of the entire process is the personalizing. Everything about it is with the intention of getting your creative juice flowing. Just like a regular planner, this planner has monthly and weekly sections, meant to track appointments and events as you typically would.īut unlike a regular planner, the design is conducive to personalization, and there’s plenty of room to do just that. The Happy Planner is cool because it combines the need for creativity with the need for organization – into one disc-bound book. Though you know what they say about making assumptions! If you haven’t heard of it, it’s an awesome tool. If you’ve arrived at this post, you more than likely already have a Happy Planner.
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Look for the marketplace and search for the Smart Virtual Background Package. You can find it by going to the Zoom website and navigating to the “Resources” or “Apps & Integrations” section. To download the Smart Virtual Background Package, you’ll need to visit the Zoom Marketplace. Step 2: Accessing the Smart Virtual Background Package It’s always a good idea to have the latest version installed for the best experience. Visit the official Zoom website and check for any updates or compatibility requirements. Step 1: Check Compatibilityīefore you proceed, make sure that your Zoom version is compatible with the Smart Virtual Background Package. With this package, you can choose from a wide range of professionally designed backgrounds, including landscapes, cityscapes, and even custom options that you can upload yourself. It allows you to enhance your video calls by adding virtual backgrounds to your webcam feed. The Smart Virtual Background Package is an add-on for the popular video conferencing tool, Zoom. What is the Smart Virtual Background Package? , a video making and hosting platform has an extensive library with millions of free videos and images to choose from.Hey there! So you’re looking to download the Smart Virtual Background package for Zoom? Well, you’ve come to the right place! I recently went through this process myself, so I can guide you through it step by step. You may record your own video, but probably it would be much easier to find something ready-to-use. You may switch the mirroring off in video settings if you like.Ĭhoose or create a clip for your video background Zoom mirrors your video preview by default, but other people see the imag e correctly. Then you can select a video file or click None to stop using a background.Next, click Choose a virtual background.First, click on the little arrow just to the right of Start/Stop Video icon.But if you are in a meeting and you want to change it or turn it off, follow these steps: Zoom will apply the virtual background you previously selected. Next, you can select a video to appear as your background during your meetings.Click the Plus square button to upload a custom virtual background from your computer.Go to the Settings and select the Virtual Background option. To add your video background to Zoom, first sign in to the Desktop Client. Here’s a short overview of the options, read on to get them for your next Zoom call. Also, we’ll share 28 ready-to-use video Zoom background templates that you can grab and use straight away. In this article, we are going to share helpful tips on how to create your virtual backgrounds for Zoom with the help of online video editor. To spice up communication or cover up a room mess, there is a cool feature to add a virtual background to your video. It also helps you communicate with your co-workers remotely and host online events such as webinars, online clubs, or even weddings. Needless to say that it is one of the cheapest and easiest ways to stay in touch with your friends and family members. Zoom video calls have huge popularity these days due to the popularity of remote work all over the world in businesses of all kinds. Your file is now print-ready and can be ordered on. Then select ‘Apply Layer Masks Before Saving’ and click Export again. Once that’s all done and your design is ready, simply click File, Export and select PDF under File Format. Don’t want anything important getting cut off after all! To add bleed, simply change the dimensions of your document to mm and add an extra 6mm to the width and height and then extend your design over this area. It’s also really important to make sure that your artwork extends right to the outside edge of the bleed area and that any text is set at least 3-5mm from the trim line. Bleed is an area outside the document that’s trimmed after printing and is there as a precaution to make sure there’s no white space left on the document. Make sure to check out our own templates for reference.īefore exporting your files, it’s crucial that you remember to add bleed. While some of the programmes we’ll mention will have size built in to their templates, for software like GIMP this will need ot be done manually. (No one likes looking at a blank canvas after all!) Luckily GIMP’s website offers a range of free tutorials that cover everything from converting images to black and white to changing file sizes.įirst things first, consider the size of your print. If you’re completely new to graphic design in general, this type of design software might feel a little daunting. Perfect if you’ve trained with Adobe or just want to make a switch. While it’s set up quite differently from Photoshop, it does have a version that closely mimics the feel. Once you’ve downloaded the programme, there’s a full suite of editing tools at your fingertips including paint tools, colour correction, resizing and image enhancement. GIMP is an acronym for GNU Image Manipulation Program and is a great choice for photo retouching, image composition and manipulation. If you’ve ever searched the phrase ‘free design software’, GIMP probably popped up at the top of the list- and for good reason… Ready to get creative? Let’s take a peek. We’ve rounded up our top free online design tools below, plus some additional insights into getting your artwork completely print-ready. If Photoshop just isn’t your thing, don’t worry – there are other alternatives out there. The Adobe suite is most seasoned designers bread and butter, however for many, the hefty price tag and complex features can be a little daunting. So let’s not waste time there’s a lot to see.Tips and Advice Free design software: Our top five Adobe alternativesĭiscover our top picks for free design software and get your artwork ready for print. We’ve put together a great selection of some of the best free design software packages available in various areas of design in this brief but handy article so you can delve straight in, pick out whatever takes your fancy, and get designing. So whether you are looking for a cheap option for your specific idea, are a hobbyist looking to experiment, a student getting creative or a beginner trying things out – there is absolutely no need to spend big or even spend at all. While you might not get the full-on professional features of paid-for packages, you’ll be surprised at just what can be achieved with some imagination and creativity. And as they are free, it’s no problem to combine these free design software options to give yourself a vast selection of possibilities. With careful choice, it is possible to find great free packages that cover a whole range of design fields, from web design to graphic design, from social media to printables. Free design software is an ideal option in what can be a pricey industry. And then, this premium animation software will animate those recordings. It’s a lot of fun, and it’s also effortless to use.īasically, you need to create a character and record yourself performing various actions. This animation maker creates animations using your facial expressions and movements. Here are ten of the best animation makers for kids. And there is now a wide range of free animation software specifically for kids. Making cartoons is an excellent way for children to exercise their creativity.
In the HTML page that you are adding the IFrame to, you can add links to change the page inside the IFrame. You can edit the "Framename" with any name you prefer. Edit the "overflow" in the css code to "visible" or "scroll" or "hidden" or "auto". Optionally edit the border color and width.Įdit the scrolling in the HTML to "no" or "yes". In the above example you can change the width and the height to any sizes you would like for your IFrame (use 100% width for responsive and edit the max-width to a fixed px number). To use fully compliant HTML5 code remove the following from the HTML code: Your HTML error checker may flag these codes as errors. The IFrame HTML code in step #1 includes backward compatible code for older HTML 4.01 web browsers like IE8. If you do not have a global css file, add the above code to the head section of your webpage just before the tag between the following tags. Overflow: auto /* EDIT TO hidden FOR NO SCROLLBAR */ The following code works for both responsive and non-responsive webpages. Edit the following with your height, width, border and overflow options. The css height and width will overwrite the IFrame HTML code. Select, copy, and paste the following css at the bottom of your template global style. Paste it into the content area of your HTML webpage where you want the IFrame window to appear. This example uses responsive css code to make the IFrame window flex in width.Įdit the size and border of the IFrame in the step #2 css code.Ĭreate a new webpage called "framepage.htm" that will display inside the IFrame window. Below is an example embedded HTML webpage named "IFrame-SAMPLE.html". This expenditure on savings can help you accumulate money, meet long-term financial objectives, and give yourself and your family a sense of security as you approach retirement in either the short-term or long-term timeframe. Promote Long-Term Financial Security: Using these rules, you give your financial future priority by continuously setting aside 20% of your salary.By consistently saving this amount, you establish sound financial practices and build a safety net for unforeseen costs or future goals. Emphasize Saving Goals: By allocating 20% of your income to savings, you can set up an emergency fund, prepare for retirement, pay off debt, invest, or pursue other financial goals.As these rules stipulate that half of your budget goes towards needs, this plan makes sure your essentials are more likely to be met. Prioritize Vital Expenses: You can make sure that you cover your fundamental needs without going over budget or taking on too much debt by giving these basics top priority.In this way, you'll be able to save for the future, save for current needs, and still have a little fun with finances. You may make sure that your necessary costs are covered, that you have money for discretionary spending, and that you're actively saving for the future. Enact Financial Balance: By using a budget, you may manage your money in a balanced way.This makes it so even the least financially-savvy person can still adhere to these rules. You may distribute your income immediately without the need for intricate calculations. Ease of Use: The 50/30/20 rule offers a straightforward framework for budgeting, making it simple to comprehend and apply.(Viking, 1997, 21.95) which he says are only estimated recommended percentages and will change dramatically if you have a very high or very low income. Examples of "needs" include but aren't limited to: Here are suggested percentage guidelines based on net income compiled by Dave Ramsey, author of Financial Peace. Maybe carpooling or taking public transportation to work is a solution, or cooking at home more often. If you are spending more than that on your needs, you will have to either cut down on wants or try to downsize your lifestyle, perhaps to a smaller home or more modest car. Half of your after-tax income should be all that you need to cover your needs and obligations. Needs are those bills that you absolutely must pay and are the things necessary for survival. The 50/30/20 rule can be simplified by setting up automatic deposits, using automatic payments, and tracking changes in income.The purpose of the 50/30/20 rule is to balance paying for necessities while being mindful of long-term savings and retirement.Most budgets align to a monthly plan for. Budgets are simply plans for how you would prefer to spend your money.
Read Free Api 1104 Welding Code 20th Edition Api 1104 Welding Code 20th Edition AWS API 1104-M- 2008. Body of knowledge also list the reference codes and recommended practices (without revision number) and elaborates on topics that a pressure vessel inspector. The purpose of this standard is to present methods for the production of high quality welds through the use of qualified welders using approved welding procedures, materials, and equipment. Read online Api 1104 20th Edition - book pdf free download link book now. All books are in clear copy here, and all files are secure so dont worry about it. Over 180 ASTM NDT standards are published in the ASTM Annual Book of Standards, Volume 03.03. Its purpose is also to present inspection methods to ensure the proper analysis of welding quality through the use of qualified technicians and approved methods and equipment. API 1104: Welding of Pipelines and Related Facilities. Steel (See Also Carbon Steel, Stainless Steel, Structural Welding)ĪPI 1104:2013 WELDING OF PIPELINES AND RELATED FACILITIES 21ST EDITION.Qualification: Procedures and Personnel (See Also Certification).Flux Cored Arc Welding (See Gas Metal Arc Welding).Education and Training (See Also Reference).Cutting (See Also Oxyfuel Welding and Cutting).It applies to both new construction and in-service welding. This standard was prepared by a formulating committee that included representatives of the API, the American Gas Association (AGA), the Pipe Line Contractors Association (PLCA), the American Welding Society (AWS), and the American Society for Nondestructive Testing (ASNT), as well as representatives of pipe manufacturers and individuals associated with related industries. It applies to both new construction and in-service welding.1 Study Guide for API Standard 1104 Welding of Pipelines and Related Facilities TWENTIETH EDITION Published by American Welding Society Education Services Abstract This study guide contains information on the use of API Standard 1104, Twentieth Edition, which will assist the student in preparing for using the standard as well as preparing for code-related examinations. Material is provided for each of the 13 sections of the standard and both appendices. Exercise questions and answers are provided for each topic. LeJeune Road, Miami, FL 33126Ģ AWS API-M:2008 International Standard Book Number: American Welding Society 550 N.W. LeJeune Road, Miami, FL by American Welding Society All rights reserved Printed in the United States of America Disclaimer. The American Welding Society, Inc., assumes no responsibility for the information contained in this publication. An independent, substantiating investigation should be made prior to reliance on the use of such information. No portion of this document may be reproduced, stored in a retrieval system, or transmitted in any form, including mechanical, photocopying, recording, or otherwise, without the prior written permission of the copyright owner. Re-added Plenty O’ Pumpkins & Orchard farm featuring a new mysterious location & adventure….Are you prepared to embark on a spine-tingling journey alongside Tom and the rest of Bloxburg’s residents? But brace yourselves, for what’s on the horizon is unlike anything you’ve ever encountered. From the inexplicable appearance of noobs in the mine to the mysterious vanishing of Boomer, not to mention the shocking explosion of Bloxburgers and the enigma of Susan’s unwavering dedication to the furniture store, you’ve witnessed it all. Over the past few years, Bloxburg has become a hub for chilling and perplexing mysteries. With the arrival of autumn, something eerie is in the air – it’s officially spooky season!
Perfect works a bit differently in multiplayer. Achievements A Guide to Completing Grandpa’s Evaluation Hardest Achievements to Earn How To Achieve Total Perfection How To Beat Journey Of The Prairie King Stardew Valley: Everything You Need To Know About Trash Bear Stardew Valley: Every Golden Walnut Location And How to Get Them Stardew Valley: 19 Of The Most Expensive Items You Can Sell Stardew Valley: 18 Hidden Tricks The Game Doesn't Tell You Stardew Valley: Where To Find All Ginger Island Fossils Stardew Valley: Every Special Order & What Their Rewards Are Stardew Valley: The Best Fruits For Wine And How To Get Them Stardew Valley: 21 Aesthetic Mods That Improve The Look Of The Game Stardew Valley: A Complete Guide To Marrying Abigail Stardew Valley: Tips For Getting To Level 100 Of Skull Cavern Stardew Valley: The 17 Best Weapons, Ranked Stardew Valley: 15 Essential Tips For Fishing Stardew Valley: How To Marry Another Player Stardew Valley: Every Meal Recipe And How To Get It Stardew Valley: How To Grow Giant Crops Stardew Valley: Every House Upgrade And Renovation Stardew Valley: Everything You Need to Know About The Volcano Dungeon Stardew Valley: How To Complete The "Pam Is Thirsty" Quest Stardew Valley: Guide To Bee Houses Stardew Valley: A Guide To The Quest "A Winter Mystery" Stardew Valley: How To Build And Use Every Farm Building Stardew Valley: The Best Fish For Fish Ponds Stardew Valley: The Best Professions To Pick For Every Skill Stardew Valley: How To Find And Grow Mahogany Trees Stardew Valley: Everything You Need To Know About Having Children Stardew Valley: Everything You Need To Know About Barns And Barn Animals How To Win The Stardew Valley Fair Grange Display Contest Stardew Valley: How To Find Robin's Lost Axe Stardew Valley: How To Find Linus' Blackberry Basket 14 Things We Wish We Knew Before We Started Stardew Valley Stardew Valley: Everything You Need To Know About Sprinklers sys/devices/system/cpu/cpu0/cpufreq/scaling_setspeed: sys/devices/system/cpu/cpu0/cpufreq/scaling_min_freq:800000 sys/devices/system/cpu/cpu0/cpufreq/scaling_max_freq:5200000 sys/devices/system/cpu/cpu0/cpufreq/scaling_governor:powersave sys/devices/system/cpu/cpu0/cpufreq/scaling_driver:intel_pstate sys/devices/system/cpu/cpu0/cpufreq/scaling_cur_freq:800176 sys/devices/system/cpu/cpu0/cpufreq/scaling_available_governors:performance powersave sys/devices/system/cpu/cpu0/cpufreq/energy_performance_preference:balance_performance sys/devices/system/cpu/cpu0/cpufreq/energy_performance_available_preferences:default performance balance_performance balance_power power sys/devices/system/cpu/cpu0/cpufreq/cpuinfo_transition_latency:0 sys/devices/system/cpu/cpu0/cpufreq/cpuinfo_min_freq:800000 sys/devices/system/cpu/cpu0/cpufreq/cpuinfo_max_freq:5200000 sys/devices/system/cpu/cpu0/cpufreq/base_frequency:2800000 sys/devices/system/cpu/cpu0/cpufreq/affected_cpus:0 sudo dmidecode | grep 'Max Speed\|Maximum Capacity' Or, is there something that might be persistent from the installation of 22.04 on my system and on the flash drive? Would reinstalling the OS entirely help? I’d like to avoid it if possible but am willing to if needed.Ĭode: grep. Is this likely a bug? Or just an incompatibility? The PC is from 2016 so seems a bit soon for it to start doing this. It let me change the pstate flag and started working immediately. This time, no issue getting turboboost to work. Same issue, no turboboost and no permission to enable it.įinally, I formatted the flash drive and changed the ISO file to Ubuntu 18.04 and booted into it. Next (to avoid doing a reinstall) I created a bootable flash drive from another PC with Ubuntu 22.04 LTS and booted into it. I tried booting a few times with and without turboboost enabled in the BIOS with no luck. When I checked the intel-pstate flag for noturbo_boost, it said turboboost was disabled and I didn’t have permission to change it. I updated the system BIOS and enabled turboboost within the bios. Recently, I swapped that cpu for an i7-6700 WITH turboboost. I installed Ubuntu 22.04 LTS on a system with an Intel i3-6100 cpu without turboboost. Thanks a lot! This method works perfectly under 10.14.6.Thought I would post this here first instead of hardware since I am new.
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